How do I pay with PayPal on Amazon?

Got money burning a hole in your PayPal wallet after selling stuff on eBay? Want to spend that lovely lucre on Amazon? Hold it right there. Officially, you cannot pay with PayPal on Amazon. However, there are a couple of ways around this problem.

Get a PayPal Credit card

Amazon doesn’t accept PayPal, but it does accept credit cards. PayPal offers its own credit card, called PayPal Credit. Assuming your credit rating is up to the job, you could apply for PayPal Credit and pay for Amazon goods using that.

PayPal’s help pages confirm that you can use your PayPal balance to pay off your PayPal Credit card.

The obvious downside to this is that you’re taking on a credit card with a fairly hefty 21.9% APR interest rate. If you fail to pay off your balance each month that could end up becoming a costly option. There is a better way…

Use your PayPal balance to pay your bank

Your PayPal balance can be sent back to the bank account linked to your PayPal account.

If you go to your PayPal Dashboard, you will see an option to Transfer Money, as shown below:

If you hit that blue button, you can send any money residing in your PayPal account back to the bank. You can then buy stuff from Amazon using your normal bank card.

PayPal warns that: “a transfer to a bank account typically completes in 1 business day, but it may take longer depending on your bank’s clearing process”, so don’t necessarily expect the funds to arrive instantly.

However, this is by far the easiest, most risk-free way of using your PayPal balance to pay for stuff on Amazon. Unless you know better. Feel free to correct me on comments below.