iPhone

How much can you spend on Apple Pay?

Apple Pay used in shop
Pay attention: there are limits on Apple Pay spending

Who carries cash anymore? Far more likely that you’re paying for stuff in shops on card or using your iPhone/Apple Watch. But how much can you spend on Apple Pay? Let’s find out.

Apple Pay limits

There is no fixed limit to the amount of money you can spend on Apple Pay – it varies from country to country.

In some countries, you may only be able to spend up to a certain limit, in others you may need to enter additional security information if you spend more than a certain amount. In all cases, you’ll need sufficient funds in the bank/credit accounts linked to your Apple Pay account.

Here’s a list of the Apple Pay limits in selected countries. This list is correct at the time of writing in September 2022, but please treat the information as a guide and take another form of payment if you think you’re going to be spending close to the stated limits:

UKYou may not be able to spend more than £100
USAYou may need to provide a signature for purchases over $50
AustraliaYou may need to enter a PIN for purchases over 200 Australian dollars
ChinaYou may need to enter a PIN for any purchase
FranceYou may not be able to spend more than €50
GermanyYou may need to enter a PIN for purchases over €25 (Visa) or €50 (Mastercard)
IrelandYou may not be able to spend more than €50
ItalyYou may need to provide a signature or enter a PIN for purchases over €25
SpainYou may need to enter a PIN for purchases over €20 (Visa) or €50 (Mastercard)
UAEYou may need to enter a PIN for purchases over AED 100

Restrictions may apply in other countries.

Weak security message on your iPhone?

About the author

Barry Collins

Barry has scribbled about tech for almost 20 years for The Sunday Times, PC Pro, WebUser, Which? and many others. He was once Deputy Editor of Mail Online and remains in therapy to this day. Email Barry at barry@bigtechquestion.com.

Add Comment

Click here to post a comment

Leave a Reply

This site uses Akismet to reduce spam. Learn how your comment data is processed.

Advert

Advert

Advert

%d bloggers like this: